<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//rootsinsurance.co.uk/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://rootsinsurance.co.uk/</loc>
		<lastmod>2025-06-07T15:56:18+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/02/roots-home-3.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/professional-indemnity.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/public-liability-insurance.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/ir35-cover.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/contractor-insurance.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/ir35-cover.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/ir35-cover.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/01/contractor-insurance.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2026/09/AdobeStock_87658912-400x250.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2026/09/AdobeStock_2097508753-400x250.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2026/08/AdobeStock_2152056548-400x250.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2026/08/AdobeStock_2038276424-400x250.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2026/08/AdobeStock_518644158-400x250.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2026/07/AdobeStock_603643506-400x250.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/404-2/</loc>
		<lastmod>2025-04-23T10:32:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/complaints/</loc>
		<lastmod>2025-04-23T10:45:26+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/cookies-policy/</loc>
		<lastmod>2025-05-04T13:10:56+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-status-review-free/</loc>
		<lastmod>2025-05-27T16:17:23+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/ir35.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/refer-a-friend/</loc>
		<lastmod>2025-05-27T16:20:44+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/referred-profession/</loc>
		<lastmod>2025-11-22T11:28:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/future-of-ir35/</loc>
		<lastmod>2026-01-25T16:56:58+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/introducers/</loc>
		<lastmod>2026-02-14T18:52:40+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-contract-reviews/</loc>
		<lastmod>2026-02-14T18:54:33+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/ir35-status.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/claims/</loc>
		<lastmod>2026-02-14T21:59:11+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/insurance-claims.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35/</loc>
		<lastmod>2026-02-14T22:04:24+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/ir35-cover.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/ir35-cover.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/ir35-cover.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-contract-review-essential/</loc>
		<lastmod>2026-02-14T22:04:39+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/ir35-review.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-contract-review-premium/</loc>
		<lastmod>2026-02-14T22:05:15+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/ir35-review.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/contractor-relevant-life-cover/</loc>
		<lastmod>2026-02-14T22:15:07+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2023/07/relevant-life-insurance.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/professional-indemnity-insurance/</loc>
		<lastmod>2026-02-14T22:15:26+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/pi-insurance.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-insurance/</loc>
		<lastmod>2026-02-14T22:15:36+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/contractor-income-protection/</loc>
		<lastmod>2026-02-14T22:16:02+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2023/11/AdobeStock_226212015.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/terms-of-use/</loc>
		<lastmod>2026-02-14T22:19:15+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/privacy-policy/</loc>
		<lastmod>2026-02-14T22:20:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/public-liability-insurance/</loc>
		<lastmod>2026-02-14T22:34:50+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/04/public-liability.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/contractor-legal-protection/</loc>
		<lastmod>2026-02-14T22:35:14+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/employers-liability-insurance/</loc>
		<lastmod>2026-02-14T22:35:26+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/employers-liability.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/bk-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/what-is-an-sds-status-determination-statement/</loc>
		<lastmod>2026-02-16T11:05:32+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/what-is-ir35/</loc>
		<lastmod>2026-02-16T11:21:49+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/inside-vs-outside-ir35/</loc>
		<lastmod>2026-02-16T11:23:37+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/who-is-responsible-for-ir35-status/</loc>
		<lastmod>2026-02-16T11:27:17+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/do-i-need-public-liability-insurance/</loc>
		<lastmod>2026-03-07T16:28:15+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/04/public-liability.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/what-is-public-liability-insurance/</loc>
		<lastmod>2026-03-07T16:28:45+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/04/public-liability.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/about-us/</loc>
		<lastmod>2026-03-18T16:30:42+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/06/RI-White-Orange-With-Text-Black.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/wt-tick.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/contact-us/</loc>
		<lastmod>2026-03-18T16:44:16+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/contact-roots.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/partnerships/</loc>
		<lastmod>2026-03-24T09:48:17+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/05/partner.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2026/02/RCM-White-Orange-With-Text-Black.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/04/TWP-Logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/04/fulllogo_nobuffer.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/04/Black-on-Transparent.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/09/CCP-Full-Logo-White-Black-Text.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/04/ignition-labs.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/meet-the-team/</loc>
		<lastmod>2026-04-16T15:30:08+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2021/01/roots-logo.svg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/04/Pete-Willcocks.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/04/Gareth_Love_Edit-2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2025/04/Steven-Bailey-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-investigations-explained/</loc>
		<lastmod>2026-07-10T14:24:24+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-and-limited-companies/</loc>
		<lastmod>2026-07-10T14:25:39+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-case-law/</loc>
		<lastmod>2026-07-10T14:26:47+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-myths-and-misconceptions/</loc>
		<lastmod>2026-07-10T14:32:06+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-insurance-explained/</loc>
		<lastmod>2026-07-10T14:33:43+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/ir35-and-umbrella-companies/</loc>
		<lastmod>2026-07-10T14:34:23+00:00</lastmod>
		<image:image>
			<image:loc>https://rootsinsurance.co.uk/wp-content/uploads/2022/09/ir35-insurance.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://rootsinsurance.co.uk/renewals/</loc>
		<lastmod>2026-07-22T12:49:57+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->