Contractor Insurance
Tailored to You.
Market leading business insurance from contractor and IR35 legislation specialists, Roots Contractor Insurance.
Specialist Contractor Insurance
Established in 2020, Roots Contractor Insurance is part of the Vestura Group and is a provider of specialist contractor insurance and IR35 status products. Our team have decades of board and senior management level experience at some of the marketplace’s biggest names, and have vast experience in dealing with contractor insurance, IR35 insurances and IR35 contract reviews for contractors, including having personally reviewed thousands of contracts.
Our Most Popular Contractor Insurances
Ensuring Peace Of Mind And Compliance
Professional Indemnity Insurance
Our Professional Indemnity insurance policy has been specifically designed to meet the needs of contractors. Quote & buy online in minutes and receive instant policy documentation.
Public Liability
Insurance
Our Public Liability Insurance policy covers you for legal representation and damages arising from claims made against your company by third parties and members of the general public.
Contractor IR35 Protect
Insurance
Our IR35 Insurance provides £100,000 of legal representation cover & £100,000 of IR35 tax liabilities cover – and is based on our vast experience working in IR35 for more than two decades.
Complete Assurance
CONTRACTORS COVERED
%
COMPLETE COVER
CONTRACTS REVIEWED
Supporting Contractors For Over A Decade
What Makes Us Stand Out From The Crowd?
Contractor Insurance
If the worst happens we want to make sure you are protected. Every business, no matter how small, needs to protect itself from a range of varying risks and threats in the modern world, meet contractual requirements, and to enjoy the peace of mind being insured brings.
IR35 Contract Reviews
Our range of IR35 products and services has been developed by our in-house team of experts over the past decade and used by thousands of contractors. We’ve personally reviewed thousands of contracts from an IR35 perspective, and also offer IR35 insurance.
IR35 Industry Expertise
Our insurance and IR35 offerings are backed up by outstanding customer service and a market leading 24/7/365 self-service quote and buy website. As a team our board and senior management have been providing business insurances to contractors for over a decade.
Experience & Expertise as Standard
We’re experts in contractor insurance and you can be assured you are in safe hands as we’re an approved Coverholder at Lloyds – meaning we’ve sourced products from specialist A rated UK insurers who also understand and have extensive experience in the contractor marketplace.
Contractor News
Common reasons why contractors may be inside IR35
Common Reasons Why Contractors Are Inside IR35 IR35 is a set of rules introduced by HMRC to combat tax avoidance by contractors, freelancers and other self-employed workers. It’s important to understand IR35 and how it applies to you, as getting it wrong can result in...
IR35 & Tax Update
IR35 Update The UK has recently seen a number of changes to tax and IR35 legislation that has affected the way contractors do business. The main change has been the introduction of the ‘off-payroll working rules’, or IR35, which is a set of rules designed to tackle...