by Pete Willcocks | Jul 27, 2026 | IR35
Why Professional Indemnity and IR35 Insurance Go Hand in Hand for Contractors Why Contractors Face More Than One Type of Risk Operating through a limited company offers contractors flexibility, tax efficiency and independence, but it also brings greater...
by Pete Willcocks | Jul 20, 2026 | IR35
Why Every Contractor Should Get an IR35 Assessment For thousands of contractors, IR35 remains one of the most important pieces of tax legislation affecting the way they work. Yet many contractors only think about their IR35 status when a client issues a Status...
by Pete Willcocks | Jul 13, 2026 | IR35
IR35 by the Numbers: The Facts and Figures Behind It IR35 Quick Facts Introduced: April 2000 Years in force: Over 25 years Major reforms: 2017 (Public Sector), 2021 (Private Sector) HMRC estimated tax at risk: Around £1.3 billion per year Small private companies...
by Pete Willcocks | Jul 6, 2026 | IR35
IR35 and Overseas Working IR35 is already a complex area, but the position becomes even more nuanced when an overseas element is introduced. With remote working now common, it is increasingly normal for a UK contractor to work for a foreign client, for a UK business...
by Pete Willcocks | Jul 1, 2026 | Insurance
Do Contractors Need Employers’ Liability Insurance? For many UK contractors working through their own limited company, insurance is often viewed through the lens of end client contract requirements. Professional Indemnity, Public Liability and IR35 Insurance are...
by Pete Willcocks | Jun 22, 2026 | IR35
Why Businesses Are Moving Away From HMRC’s CEST Tool For several years, HMRC’s Check Employment Status for Tax tool, better known as CEST, has been the most recognisable IR35 assessment tool in the UK. Designed to help end clients, agencies and contractors decide...
by Pete Willcocks | Jun 15, 2026 | IR35
IR35: A Year-By-Year History Of The Main Changes IR35 has been one of the most significant and controversial pieces of tax legislation affecting UK contractors, recruitment agencies and end-clients. Introduced to tackle what HMRC viewed as ‘disguised employment’, the...
by Pete Willcocks | Jun 8, 2026 | Insurance
Professional Indemnity – 5 Real Life Claims Examples For many UK limited company contractors working outside IR35, professional indemnity insurance is not just a ‘nice to have’ policy. It is often a contractual requirement before they are allowed to start an...
by Pete Willcocks | Jun 2, 2026 | Insurance, IR35
The April 2026 Threshold Change: Is Your Client Still in Charge of Your IR35 Status? The UK contracting landscape shifted significantly on 6 April 2026. While much of the recent regulatory focus has centered on umbrella company compliance and high-profile tribunal...
by Pete Willcocks | May 25, 2026 | Insurance, IR35
The 10 Stages of an HMRC Investigation: From First Contact to Final Outcome Receiving a letter from HMRC can be unsettling, especially if it says your tax affairs are being checked. However, an HMRC investigation, does not automatically mean you have done anything...
