by Pete Willcocks | Sep 7, 2026 | Insurance, IR35
When a Contractor Relationship Goes Wrong: 5 Contract Risks Every IT Contractor Should Consider For many UK contractors, winning a new assignment means concentrating on the day rate, project, IR35 status, business insurances and start date. But the contractual...
by Pete Willcocks | Sep 1, 2026 | Insurance, IR35
IR35 and Autumn Budget 2026: What Contractors Should Watch For The debate around IR35 has returned to the spotlight as the UK approaches the Autumn Budget on 28 October 2026. Contractor advisers have renewed calls for changes to the off-payroll working regime,...
by Pete Willcocks | Aug 25, 2026 | Insurance, IR35
5 Essential Insurance and IR35 Products UK Contractors Should Consider in 2026 Running your own limited company gives you independence, flexibility and control over your contracting career. But operating as a business also means taking responsibility for risks...
by Pete Willcocks | Aug 18, 2026 | Insurance, IR35
Could HMRC’s New ‘Recklessness’ Tax Offence Affect Contractors and IR35? For UK contractors, IR35 compliance has always been about more than simply deciding whether an engagement sits inside or outside IR35. It is also about being able to demonstrate how that...
by Pete Willcocks | Aug 14, 2026 | Insurance
Why Every Contractor Should Take Professional Indemnity Insurance Seriously Professional Indemnity (PI) insurance is one of the most misunderstood policies in the contractor world. Many contractors view it as something only architects, engineers, or consultants need —...
by Pete Willcocks | Jul 27, 2026 | IR35
Why Professional Indemnity and IR35 Insurance Go Hand in Hand for Contractors Why Contractors Face More Than One Type of Risk Operating through a limited company offers contractors flexibility, tax efficiency and independence, but it also brings greater...
by Pete Willcocks | Jul 20, 2026 | IR35
Why Every Contractor Should Get an IR35 Assessment For thousands of contractors, IR35 remains one of the most important pieces of tax legislation affecting the way they work. Yet many contractors only think about their IR35 status when a client issues a Status...
by Pete Willcocks | Jul 13, 2026 | IR35
IR35 by the Numbers: The Facts and Figures Behind It IR35 Quick Facts Introduced: April 2000 Years in force: Over 25 years Major reforms: 2017 (Public Sector), 2021 (Private Sector) HMRC estimated tax at risk: Around £1.3 billion per year Small private companies...
by Pete Willcocks | Jul 6, 2026 | IR35
IR35 and Overseas Working IR35 is already a complex area, but the position becomes even more nuanced when an overseas element is introduced. With remote working now common, it is increasingly normal for a UK contractor to work for a foreign client, for a UK business...
by Pete Willcocks | Jul 1, 2026 | Insurance
Do Contractors Need Employers’ Liability Insurance? For many UK contractors working through their own limited company, insurance is often viewed through the lens of end client contract requirements. Professional Indemnity, Public Liability and IR35 Insurance are...