by Pete Willcocks | Aug 18, 2026 | Insurance, IR35
Could HMRC’s New ‘Recklessness’ Tax Offence Affect Contractors and IR35? For UK contractors, IR35 compliance has always been about more than simply deciding whether an engagement sits inside or outside IR35. It is also about being able to demonstrate how that...
by Pete Willcocks | Aug 14, 2026 | Insurance
Why Every Contractor Should Take Professional Indemnity Insurance Seriously Professional Indemnity (PI) insurance is one of the most misunderstood policies in the contractor world. Many contractors view it as something only architects, engineers, or consultants need —...
by Pete Willcocks | Jul 27, 2026 | IR35
Why Professional Indemnity and IR35 Insurance Go Hand in Hand for Contractors Why Contractors Face More Than One Type of Risk Operating through a limited company offers contractors flexibility, tax efficiency and independence, but it also brings greater...
by Pete Willcocks | Jul 20, 2026 | IR35
Why Every Contractor Should Get an IR35 Assessment For thousands of contractors, IR35 remains one of the most important pieces of tax legislation affecting the way they work. Yet many contractors only think about their IR35 status when a client issues a Status...
by Pete Willcocks | Jul 13, 2026 | IR35
IR35 by the Numbers: The Facts and Figures Behind It IR35 Quick Facts Introduced: April 2000 Years in force: Over 25 years Major reforms: 2017 (Public Sector), 2021 (Private Sector) HMRC estimated tax at risk: Around £1.3 billion per year Small private companies...
by Pete Willcocks | Jul 6, 2026 | IR35
IR35 and Overseas Working IR35 is already a complex area, but the position becomes even more nuanced when an overseas element is introduced. With remote working now common, it is increasingly normal for a UK contractor to work for a foreign client, for a UK business...
by Pete Willcocks | Jul 1, 2026 | Insurance
Do Contractors Need Employers’ Liability Insurance? For many UK contractors working through their own limited company, insurance is often viewed through the lens of end client contract requirements. Professional Indemnity, Public Liability and IR35 Insurance are...
by Pete Willcocks | Jun 22, 2026 | IR35
Why Businesses Are Moving Away From HMRC’s CEST Tool For several years, HMRC’s Check Employment Status for Tax tool, better known as CEST, has been the most recognisable IR35 assessment tool in the UK. Designed to help end clients, agencies and contractors decide...
by Pete Willcocks | Jun 15, 2026 | IR35
IR35: A Year-By-Year History Of The Main Changes IR35 has been one of the most significant and controversial pieces of tax legislation affecting UK contractors, recruitment agencies and end-clients. Introduced to tackle what HMRC viewed as ‘disguised employment’, the...
by Pete Willcocks | Jun 8, 2026 | Insurance
Professional Indemnity – 5 Real Life Claims Examples For many UK limited company contractors working outside IR35, professional indemnity insurance is not just a ‘nice to have’ policy. It is often a contractual requirement before they are allowed to start an...
