by Pete Willcocks | Dec 22, 2025 | Insurance
What Does Public Liability Insurance Cover? Navigating the complexities of business insurance is a crucial task for contractors, especially when it comes to understanding public liability insurance. This essential coverage shields your business from liability claims,...
by Pete Willcocks | Dec 8, 2025 | Insurance
How To Get Public Liability Insurance Being a contractor can be daunting, especially when it comes to securing insurance, a crucial component for any contractor operating outside IR35. Understanding how to get public liability insurance is not just a matter of...
by Pete Willcocks | Nov 26, 2025 | IR35
2025 Autumn Budget: what’s changed, what’s looming The new OBR (Office for Budget Responsibility) forecast shows a bit of a mixed picture for the UK economy overall, modest growth, but a heavier tax burden is on the horizon. Real GDP (Gross Domestic Product) is...
by Pete Willcocks | Nov 19, 2025 | IR35
Five Red Flags That Could Lead To An HMRC IR35 Investigation Working independently as a contractor? You know how vital it is to stay on the right side of the rules. But here’s the thing – even when you’re doing everything you think you should, certain patterns can...
by Pete Willcocks | Nov 10, 2025 | IR35
What Does Inside IR35 Mean? As a contractor, it’s crucial to comprehend what it means to be ‘inside IR35’ and how it impacts your earnings and tax obligations. Established by HMRC, the IR35 legislation aims to prevent tax avoidance by assessing...
by Pete Willcocks | Oct 27, 2025 | IR35
What Does Outside IR35 Mean? Navigating the complexities of IR35 legislation is crucial for contractors who want to ensure compliance. As the landscape of contracting continues to evolve, understanding the distinction between being inside and outside IR35 can...
by Pete Willcocks | Oct 13, 2025 | IR35
What Is IR35? Navigating the topic know as IR35 can be a challenge for contractors, recruitments agencies and end clients alike, especially when it comes to understanding the intricacies of the legislation. This crucial piece of regulation, introduced by HMRC, plays a...
by Pete Willcocks | Sep 29, 2025 | IR35
What Is Outside IR35? As the UK government continues to scrutinise employment status, knowing how HMRC evaluates IR35 status is essential for maintaining compliance and avoiding hefty tax liabilities when getting it wrong. Being outside IR35 can offer significant...
by Pete Willcocks | Sep 15, 2025 | IR35
Inside vs Outside IR35 As HMRC continues to tighten regulations, understanding whether you fall inside or outside IR35 is crucial to maintaining compliance and avoiding hefty IR35 tax liabilities, interest and penalties. This legislation significantly impacts how...
by Pete Willcocks | Sep 1, 2025 | Insurance
Who Needs Professional Indemnity Insurance? Navigating the world of professional indemnity insurance can often feel daunting for limited company contractors, especially those new to the industry. This essential coverage is designed to protect against potential claims...
